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Testimonials
“I want you to know what a good job your company has done on the debt clean-up you’ve done for us. It has gone very smoothly. I appreciate the expert way our account was handled…” F.J. Los Angeles, California
“It is a breath of fresh air to have a company and it's employees working for us and with us. I honestly cannot say enough good about the services IFS offers and the awesome can-do attitude I am met with each time I call or e-mail. We truly get the impression that this company and its people are concerned about their clients and helping them find a brighter future without the burden of debt.” J.W. Filmore, Utah
Quotes
Your money will always "flow". This means that you will spend some or all of it, you'll never get control of it unless you implement sound financial principles, and most of us believe we have more money than we do.
Do you have money "lying around someplace", or do you spend more than you make?
One way to get a handle on how
your CashFlow has been going is described below:
Your
debt-to-income ratio:
36% or less:
This is a healthy debt load to carry for most people.
37%-42%:
Not bad, but start paring debt now before you get
in real trouble.
43%-49%:
Financial difficulties are probably imminent unless
you take immediate action.
50% or more: Get professional help
to aggressively reduce debt.
Source: Gerri Detweiler, author of The Ultimate Credit Handbook
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